The Benefits of Financing Your New Flooring

Wednesday, May 27, 2020 10:00 AM

Are you wondering how to finance your new flooring purchase? 

As you consider the flooring that fits your lifestyle, you may want to take advantage of special financing offers available at Floor Decor Design Center.

The benefits are significant: financing offers give you buying power and convenient payment options so you can purchase the floor you have always wanted on the terms that make sense for you. 

The Benefits of Financing Your New Flooring Purchase

Why Pay More For Your Flooring?

Think about it.

When you purchase large ticket items for your home such as furniture, appliances, or the latest technology equipment and you put it on a credit card you are actually in most cases paying up to 20% more. Especially when you consider that most people are paying upwards of 20% interest on their credit cards and running high balances that are impossible to pay off.

Understanding the Power of OPM: It Saves You Money

Are you familiar with OPM? OPM stands for Other People's Money and it's powerful.

When you use OPM, your buying power increases while saving you real money. OPM is simply the art of purchasing merchandise and paying it off with zero interest over an extended period of time.

You'll find options at Floor Decor Design Center that range from 12 months to up to 120 months with low 0% interest to 9.99% financing rates and no money down.

Select the Financing Option That's Best for You

Let's explore what these different flooring financing options look like using the Proposal Tool.

The Floor Decor Financing Proposal Tool

Rather than just take our word for it, you can use a helpful tool. With our easy Proposal Tool you can select the payment option that best fits your financial needs.

In the scenario below, let's say you are looking to replace your existing flooring in your living room, dining room, family room and kitchen with new hardwood flooring. 


With the total cost of $8,950 you could select from the three options provided. 

Select the Financing Option That's Best for You


Financing Option 1

Option One consists of 6-months deferred interest with minimum monthly payments amounting to $199.04.

  • Monthly Payments would be $199.04
Financing Option 2 

Financing Option Two is the equivalent of cash: 12-months zero interest with no monthly payments. So, you would pay monthly payments of $174.93 over 72 months at 11.99% APR.

  • Monthly Payments would be $174.93
Financing Option 3

In Financing Option Three, you would pay $118.23 per month over 120 months at 9.99% APR.

  • Monthly Payments would be $118.23
Which Financing Option is Best for You and Your New Flooring?

With this example, you see the significant benefits that financing offers you with low monthly payments to replace all your flooring.

In many cases, your low monthly payments will be less than the average person's monthly cable bill.

Ultimately, what's most beneficial is that you're in charge of the option that's best for you.

Applying for Financing Is Easy and Convenient!

Applying for your financing is simple. Just go to our website

Click on the financing page and apply. 

  • It takes less than 3 minutes to complete the process.
  • It's paperless.
  • The process is secure.

You will receive your answer in minutes in the privacy of your home. If you prefer you can also apply in the store.

READY TO apply for financing for your new floors?

READY TO apply for financing for your new floors?

Flooring is usually the largest investment you will make in your home. It defines your style, adds comfort and, in most cases, increases the value of your home.


With the added buying power of financing instead of a high interest credit card you can invest in the flooring of your dreams.

Think about it... would you be driving the car you drive today without financing options?

We invite you to visit one of our two showroom locations in Middletown or Orange to see what's available. 

Let us know of any questions in the comments or contact us.

We look forward to helping you.

Thanks for reading,


Learn About Personal Appointments at  Floor Decor Design Center
Michael Phoenix, Floor Decor Design Center

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What Customers Like You Say About Buying from Floor Decor Design Center in Connecticut:

Spacious Store, Many Products, Helpful Customer Service

Floor Decor made the experience easy! This was my first time using them. I heard about them from a co-worker.

I went to the store to purchase some materials. The staff was very friendly and helpful. They helped me locate the materials and pick what would work best for me. They were knowledgeable and informative. They answered questions and got me in and out quickly as I was in a bit of a hurry. The pricing was very fair. They had a wide selection of products which made it a great shopping experience.

I want people to know Floor Decor has great, helpful customer service!

I want people to know Floor Decor has great, helpful customer service!

Joanne A. New Haven, CT - 3/12/19

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